Whether you opt to go with a variable interest rate, fixed interest rate or a combination of the two, depends on your financial circumstances, future plans and your perception of future movements in interest rates. When we set up your new home loan, you have the following product options: Variable rate loan Fixed rate loan …
Should I have a variable, fixed or variable-fixed split loan? Read More »
While there may be benefits to having a Fixed Interest Rate on your loan for a period of time [e.g. you know what your interest rate is going to be for the fixed rate period and your loan repayments will not be subject to variations], there are also other factors that need to be considered. …
What are the key considerations of fixed rate loans? Read More »
While there may be benefits to having “interest only repayments” on your loan for a period of time [e.g. lower repayments during the Interest Only period or possible tax advantages for Investment Loans (refer to your Accountant for advice)], there are also other factors that need to be considered. Risks to be considered with interest …
What are the risks and benefits of interest only loans? Read More »
