Are you buying an investment property? Or multiple?
The cost of borrowing to invest in property can be surprisingly low when you factor in the tax deductions you may be entitled to, plus the rental income you will receive.
Investing in property can be a great way to increase your wealth and secure your financial future.
One of the most important factors in creating wealth through property investment or home ownership is selecting the best finance strategy.
Buying an investment property can help create wealth for yourself and your future generations if you leverage the property correctly.
Whether you are looking to purchase your first investment property or are looking to grow your property portfolio, we can assist you with the finance.
Empowered Finance can help you with:
- Equity release options
- Applying for loan pre-approval
- Cash flow projections
- Understanding the costs before you buy
- Setting up the loan to maximise benefits
- Choosing the right investment loan
Our value proposition to investors
How to start investing in property
Set financial goals
Start saving your deposit
Learn more about investing in commercial property
Benefits of using Probroker to invest in property
Experience and expert advice
Quick and easy loan comparisons
Solid financial plans and strategies
The step by step process of investing in property
STEP 1 – Work out what you can afford.
Smart investors understand their limitations as well as their financial goals. Your credit score can tell you how much funding you can secure from lenders
STEP 2 – Speak to Probroker to find out your lender options.
When you tell us about your current financial position and what you intend to achieve, we can guide you towards those goals. We can also link you with a lender that can cater to your unique needs.
STEP 3 – Start saving for your deposit with a clear goal in mind.
Knowing how much finance you can secure and the value of the property you can afford can give you an idea of how much to save for a deposit.
STEP 4 – Determine which area you would like to invest in.
Properties in the city you live in may be expensive, but that should not lock you out of the investment property market. Our financial experts can help you find the property range that is right for you.
STEP 5 – Conduct a preliminary cash flow analysis.
Does your chosen property fit with your goals and is it going to help you achieve what you want? A preliminary cash flow analysis will allow you to see what financial responsibilities you may have and how you can manage them.
STEP 6 – Inspect the property to see its condition and identify any potential issues.
Any shortcomings can help you negotiate a lower price.
STEP 7 – Obtain a contract of sale and make an offer, preferably in writing.
The offer can be conditional to your finance approval.
STEP 8 – If the offer is accepted, pay the deposit.
Probroker is available to provide complimentary advice and support for the duration of your investment property loan.
STEP 9 – Obtain finance, exchange the cheques and contracts, and take legal ownership of the investment property.
We’ll have created a unique finance strategy suited to your financial needs to ensure each step towards your investment goals is taken with someone in your corner.
STEP 10 – Start making the agreed mortgage repayments to the lender.
Congratulations, you’re a property owner!
Why should I use Probroker when investing in property?
As a property investor, you likely have a lot on your plate already. From family commitments to long working hours, or other responsibilities that don’t allow you to access the support you need. Probroker provides a mobile financial service to come to you and walk you through the finance options available to you.
Most property investment companies in Australia are paid a commission by the lenders they work with. Which means choosing Probroker to assist with your property investment dreams will cost you nothing. However, the fact our services are free does not mean that we compromise on your individual needs.
Your specific needs are a priority at Probroker, and we can link you to the right lender. Whether you are self-employed or want more flexible pre-payment terms, we can tailor a strategy for you. Our services are built around finding you the lowest property mortgage rates that favour your financial situation and investment needs.
Probroker has access to a range of lenders and loans that would otherwise be inaccessible. We can help you negotiate for a mortgage with low interest rates to make sure that you make savings while you invest. As our services are free for you, we allow you to save more and focus on putting money in your deposit savings account instead.
Based on our extensive experience, we understand the property market inside and out. We do not give comprehensive generic solutions to all our clients because we know that each one has unique needs. Our experts can help you find the most suitable finance to minimise your risks and the overall costs.
We offer the following FREE appointments
- 15 Call Back
- 60 Minute Appointment
- 30 Minute Phone Consultation
- 90 Minute Appointment